Compare Home Mortgage

 

Joint Mortgage

Maximum Mortgage Amount

₦70,000,000

Maximum Mortgage Term

240

Mortgage Rate

Contact the provider

Benefits

  • Flexible repayment structure
  • Loan repayment is distributed between the spouses easing up repayment pressure
  • Competitive interest rates

General Details

  • Age requirement
    Maximum retirement age of 60 years
  • Eligibility
    Legitimate couples or registered partners in paid employment or as self-employed professionals
  • Collateral
    Legal Mortgage on the property being constructed/purchased.
  • Equity Contribution
    20%
  • Minimum Monthly Income
  • Minimum Mortgage Amount
  • Minimum Mortgage Term
  • Approved Location/Property
    Available to individuals with verifiable and steady income flow.
    Maximum tenor is 20 years.
    Minimum down payment of below 30%
  • Types of Home Loans

Personal Home Loan

Maximum Mortgage Amount

₦50,000,000

Maximum Mortgage Term

240

Mortgage Rate

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Benefits

  • Available to individuals with verifiable and steady income flow
  • Maximum tenor is 20 years
  • Minimum down payment of below 30%

General Details

  • Age requirement
    Maximum retirement age of 60 years
  • Eligibility
    Applicant in paid or self-employment with verifiable and steady income.
  • Collateral
    Legal Mortgage on the property being constructed/purchased.
  • Equity Contribution
    30%
  • Minimum Mortgage Amount
    N1,000,000
  • Minimum Mortgage Term
  • Approved Location/Property
    Residential
  • Types of Home Loans
    Outright Purchase, Construction Mortgage, Home Equity (Refinancing)

GT Mortgage

Maximum Mortgage Amount

₦150,000,000

Maximum Mortgage Term

240

Mortgage Rate

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Benefits

  • Equal monthly repayment

General Details

  • Age requirement
    Maximum retirement age of 55 years
  • Eligibility
    Confirmed staff of a reputable company who must have worked with the current employer for at least one month.
  • Collateral
    Legal Mortgage
  • Equity Contribution
  • Minimum Monthly Income
  • Minimum Mortgage Amount
    N5,000,000
  • Minimum Mortgage Term
    12 months
  • Approved Location/Property
    Lagos, Abuja, Port Harcourt and all states capitals.
  • Types of Home Loans
    Residential home purchase

Home Loan

Maximum Mortgage Amount

₦0

Maximum Mortgage Term

240

Mortgage Rate

Contact the provider

Benefits

  • It is fast and convenient to apply for a home loan
  • 20 years to repay your home loan
  • Help and advice from our team of property experts

General Details

  • Age requirement
  • Eligibility
    Confirmed staff member with minimum of 21 years and not more than 60 years at the end of the loan tenor (65 years for judges and lecturers).
  • Collateral
    Legal Mortgage
  • Equity Contribution
  • Minimum Monthly Income
    N350,000
  • Minimum Mortgage Amount
    N3,000,000
  • Minimum Mortgage Term
  • Approved Location/Property
    Lagos, Ibadan, Port Harcourt, Ogun, Abuja, Kano, Kaduna and Benin.
  • Types of Home Loans
    Equity release. Outright purchase.

Mortgage Loan

Maximum Mortgage Amount

₦220,000,000

Maximum Mortgage Term

240

Mortgage Rate

15% p.a.

Benefits

  • 12
  • 5% interest rates p
  • a
  • Up to 20 years longer tenor subject to a maximum age of 60 years

General Details

  • Age requirement
    21 years and above and under 60 years at maturity of the loan.
  • Eligibility
    Applicants in paid employment or self-employed with verifiable income.
  • Collateral
    Legal Mortgage
  • Equity Contribution
  • Minimum Monthly Income
    N300,000
  • Minimum Mortgage Amount
    N6,000,000
  • Minimum Mortgage Term
  • Approved Location/Property
    Lagos, Abuja, Ibadan, Ogun and Port Harcourt.
  • Types of Home Loans
    Outright Purchase, Equity Release, Balance Transfer, Top Up