Compare Personal

 

CredPal Standard

Credit Interest Rate

7.00%

Annual Fee

₦1,000

Benefits

  • Unlimited Deals and Discounts
  • Competitive interest rate
  • Open an account in minutes
  • Pay bills and track payments with ease
  • Save time by automating recurring payments
  • Deals and Discounts up to 20% off when you shop with a CredPal merchant
  • Access better loans when you make timely repayments
  • CredPal Credit Card can be owned and used concurrently as the cash loan
  • Flexible repayment tenure

General Details

  • Min. age
    21
  • Max. age
    55
  • Eligibility
    Any employed or self-employed individual in Nigeria
  • Annual Billing

CredPal Premium

Credit Interest Rate

4.50%

Annual Fee

₦5,000

Benefits

  • Unlimited Deals and Discounts
  • Competitive interest rate
  • Open an account in minutes
  • Pay bills and track payments with ease
  • Save time by automating recurring payments
  • Deals and Discounts up to 20% off when you shop with a CredPal merchant
  • Access better loans when you make timely repayments
  • CredPal Credit Card can be owned and used concurrently as the cash loan
  • Flexible repayment tenure

General Details

  • Min. age
    21
  • Max. age
    55
  • Eligibility
    Any employed or self-employed individual in Nigeria
  • Annual Billing

CredPal Prestige

Credit Interest Rate

1.50%

Annual Fee

₦52,000

Benefits

  • Competitive interest rate
  • Open an account in minutes
  • Pay bills and track payments with ease
  • Save time by automating recurring payments
  • Deals and Discounts up to 20% off when you shop with a CredPal merchant
  • Access better loans when you make timely repayments
  • CredPal Credit Card can be owned and used concurrently as the cash loan
  • Flexible repayment tenure

General Details

  • Min. age
    21
  • Max. age
    55
  • Eligibility
    Any employed or self-employed individual in Nigeria
  • Annual Billing